Debt Management
Our aim is to provide expert guidance, practical assistance and a simple, straightforward way of helping you pay off your debts. Our staff are expertly trained and currently help hundred’s of people on our Debt Management Programme.
Benefits of debt management:
- You pay only what you can afford. We can turn your debts into one single affordable monthly payment.
- Tailor-made to suit you. Our advisers will go through your income and expenditure with you and agree an affordable monthly payment that allows for all your day-to-day living expenses.
- We deal with your creditors. We take care of all the paperwork, deal direct with your creditors and negotiate reduced repayment arrangements on your behalf.
- We aim to freeze or reduce interest and charges. Our strong working relationships with the major creditors mean that whilst they are not obliged to, we can often persuade your creditors to freeze or reduce interest and charges.
- One single point of contact. Once on the Debt Management Programme you'll have your own Personal Finance Manager who is available to give expert help and guidance whenever you need it.
A note about debt management
Repaying your debt over a longer period of time may increase the amount you pay. Plus, although joining a debt management programme won't always show up on your credit report, it could still affect your ability to obtain credit - making a new repayment agreement with your creditors does mean you're not sticking to the original one, so they may choose to issue a default notice (if they've not done already).
We’re here to help you
People often feel that when they get into debt there’s nowhere to turn, and nobody to talk to. At Assist Financial Management we believe that a professional, tailor-made debt management service delivered by a team of personal advisers is by far the most effective way to help you repay your debts and put your financial worries behind you.
In fact, the importance we place on personal service is the key to our successful Debt Management Programme. And from making your first contact with Assist Financial Management to making your final repayment to your creditors, we’re with you all the way.
- From individual debt counseling to providing you with your own dedicated Personal Finance Manager on a day-to-day basis.
- From calculating how much you need for everyday living expenses to working out how much you can afford to repay.
- From negotiating with your creditors to handling all correspondence relating to your debts.
- From carrying out regular reviews of your programme to helping you with alternative solutions as your circumstances change.
Our priority is to help you manage your finances more effectively. Our Debt Management Programme is tailored to your individual needs, so whatever your current circumstances, you'll find everything is set up and managed with your interests firmly in mind.